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HDFC Life - COMPLAINT: MIS-SELLING of HDFC LIFE INSURANCE POLICY NO: 18836329

COMPLAINT: MIS-SELLING of HDFC LIFE INSURANCE POLICY NO: 18836329 and fraud caused to me by SMC Insurance Brokers Pvt. Ltd; through its agents MR. AMIT SINGH GUPTA, by Mobile No. 8802288542, 011-30210944 and SANJAY SHUKLA- 011-30210945 [email protected], [email protected] To, DATED: 30/12/2016 The Corporate Office, HDFC Standard Life Insurance Company Ltd, 12th & 13th Floor, Lodha Excels, Apollo Mills Compound, N .M. Joshi Road, Mahalaxmi, Maharashtra, MUMBAI - 400 011 COMPLAINT: MIS-SELLING of HDFC LIFE INSURANCE POLICY NO: 18836329 and fraud caused to me by SMC Insurance Brokers Pvt. Ltd; through its agents MR. AMIT SINGH GUPTA, by Mobile No. 8802288542, 011-30210944 and SANJAY SHUKLA- 011-30210945 [email protected], [email protected] Dear Sirs, This is to complaint you that, on 22/11/2016, one Mr. Amit Singh Gutpa was approached me through a call from 011-30210944, as a senior relationship manager of HDB finance and told that, our bank had preapproved loan of 10 lacks, if I make a policy from HDFC life with yearly premium of Rs. 99999/- for 10 years, he also told that, the loan amount will be settled by the HDFC Life through premium of the policy, I asked them, how it is possible that, I will get money from HDB finance by making a Policy of HDFC life and they are continuously calling to me from HDB finance Ltd; Head Office, Delhi. They insist that, if I make a policy of Rs. 10 Laks from HDFC life, I will be able to get a loan of Rs. 10 Lacks from HDB Finance ltd, which I had done a policy bearing no. 18836329 after deposited the first premium amount though cheque no. 123456 of the City Union Bank Ltd; Nagpur Branch. After convinced me by telling that HDB finance Ltd; has been authorized by HDFC Life to Grant and Disburse loan of Rs. 10 Lacks amounts. They continuously call me and send SMS also. Then finally I got convinced and did a policy with HDFC Life with annual premium of Rs. 99,999/- for 10 years on dated 08.12.2016 which was received on around 15/12/2016, They also told me that I will get the loan amount within a week, but, after giving falls commitment, When I started enquiry in your HDB Finance with Mr. Bishp Indurkar on 29/12/2016 after discussions, they told me that, in their bank there is no any such scheme like that and also suggested to complaint in HDFC life, branch at lakadganj Central avenue, Nagpur. I visited today on 12:40 at your Lakadganj branch at Nagpur, they, told me that there is a fraud played with me to sell a policy by some unknown persons, there is no relation with HDFC life Policy and granting the loan and HDFC life is unable to surrender this policy, because the free look period is expired yesterday only. I will not receive any loan amount till today, I smelt a foul play and asked how this is possible and they started giving numerous explanations to it. So I asked them to send my Rs. 99999/- only which they had promised me earlier. Now, I started doubting the credentials of the HDFC and want to enquire about their background. To my utter shock I found that it is the same company which had sold me the policy of HDCF Life Insurance. I therefore request you to take strict legal action of this situation immediately and cancel my policy immediately, which SMC Insurance Brokers Pvt. Ltd; did with HDFC Life for Rs. 99999/- for 10 years. Also I would like you to take this matter higher up with IRDA and other competent authority and take immediate penal action on Mr. Amit Sigh Gupta and Sanjay Shukla. If, I do not get a positive feedback from you within 7 days of receipt of this letter, then I will assume that the company officials of HDFC Life Insurance are coming with SMC Insurance Brokers Pvt. to conduct such organized cheating rackets and will be faced to take up the this case to IRDA and court of law so that immediate action will be taken against the culprits. I would also like to inform you that I have got proofs of all relevant communication done by SMC Insurance Brokers personnel acting on behalf of HDFC Life Insurance from time to time. Waiting for a positive response from your side! Yours, faithfully Mr. ABDUL SHAHID PATEL, Mobile No.9325357257 (Alternate) 6370706868, Registered Email ID: [email protected] Copy to 1) The Branch Office, HDFC Life, 1st Floor, Rajmahal 267, Central Avenue Road Lakadganj, Nagpur-440008, 2) SMC Insurance Brokers Pvt. Ltd; Parsavnath Metro Mall, Near Metro Station, Pratap Nagar, New Delhi-110007, Tel: 01166222266


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I am also victim of the fraud. Same Amit called me asked to purchase a HDFC and will get a loan of 10lacs. Now its been 2 months and I havent recevied any loan till date and he doesnt even pick up my calls.

Jan 10, 2017 12:00 AM

Today on 10/01/2017 same person call me from 4 to 5 days and convince me also. But after reading ur valuable forum I aware such frauds. Thanks for helping to others.

Jan 10, 2017 12:00 AM